Effective Date: 04.01.2026
Merchant Name: Taxonincome.com
1. Nature of Services
Taxonincome.com offers digital and professional services, including but not limited to:
- Paid tax / legal queries
- Expert consultations
- Digital reports, documents, and downloadable content
- Subscription or one-time paid access to premium content
All services are intangible, non-physical, and delivered electronically.
2. No Automatic Refunds (Instamojo-Compliant)
As per Instamojo’s policy on digital services:
Payments once made are generally non-refundable.
Accordingly, no automatic refunds or cancellations are allowed after successful payment.
3. Limited Refund Eligibility
A refund may be considered only in the following cases:
- Duplicate Payment
Same transaction paid more than once. - Payment Successful but Service Not Delivered
- Payment received, but
- Service not initiated or access not provided
within the committed timeline due to fault solely attributable to Taxonincome.com.
- Technical Failure
Verified technical error on our platform or Instamojo gateway preventing service delivery.
👉 Refund approval is solely at the discretion of Taxonincome.com, as permitted under Instamojo guidelines.
4. Non-Refundable Situations (Mandatory Disclosure)
Refunds shall not be issued in the following cases:
- Change of mind after payment
- Dissatisfaction with advice, opinion, or interpretation
- Delay or failure due to incorrect / incomplete user information
- Services already delivered, initiated, or partially completed
- Digital content once accessed or downloaded
- Subscription cancellation after billing cycle has started
- User’s failure to read service description, scope, or disclaimer
This clause is mandatory for Instamojo digital merchants and fully complied with.
5. Cancellation Policy
- Cancellation requests are accepted only before service initiation.
- Once the service has started, cancellation is not permitted.
- Subscription cancellations apply only to future billing cycles.
- No prorated refunds are provided.
6. Refund Processing (As Required by Instamojo)
If a refund is approved:
- Refund will be processed to the original payment source via Instamojo
- Processing time: 7–10 working days
- Instamojo payment gateway charges are non-refundable, as per Instamojo policy
7. Refund Request Procedure
All refund requests must be emailed to:
📧 support@taxonincome.com
The request must include:
- Registered email / phone number
- Instamojo transaction ID
- Date of payment
- Reason for refund request
Requests without complete details will be rejected automatically.
8. Chargebacks & Misuse (Instamojo Protection Clause)
Users are strictly advised not to initiate chargebacks without contacting us first.
Taxonincome.com reserves the right to:
- Contest unjustified chargebacks with Instamojo
- Suspend or block users misusing refund or dispute mechanisms
9. Governing Law & Jurisdiction
This policy is governed by the laws of India.
All disputes shall be subject to the exclusive jurisdiction of Indian courts.
10. Acceptance of Policy
By making a payment through Instamojo on Taxonincome.com, the user confirms acceptance of this Refund & Cancellation Policy.